Clydesdale Bank PLC (which is registered in Scotland at registered office 30 St Vincent Place, Glasgow G1 2HL with Company No SC001111), each subsidiary or holding company of Clydesdale Bank PLC from time to time, and each subsidiary from time to time of any such holding company. For the avoidance of doubt the CB Group includes, among others, Yorkshire Bank Home Loans Limited (Company No 01855020) which is registered in England and Wales at registered office 20 Merrion Way, Leeds LS2 8NZ. Clydesdale Bank PLC, which also trades as Yorkshire Bank, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (Financial Services Register No. 121873).
The terms on which you may use our Website
The following policies and related terms also apply to your use of our Website:
About our Website and how it is made available to you
This Website provides you with information about our API, and includes details of the technical specifications of our API. Please note that data provided through our API relates to the UK only, and is prepared to the Open API, data format and security standards as maintained by the Open Banking Implementation Entity (“OBIE”). The API technical documentation available on this Website will identify where deviations from the OBIE have been made (as applicable).
We regularly review the content on our Website. However, we cannot guarantee that all content on our Website is accurate, complete or up to date. We therefore make no warranties, representations, undertakings or guarantees that the content on our Website is accurate, complete or up to date, or that it will be free from errors or omissions.
Our Website is made available to you free of charge. We do not guarantee that access to our Website, or the content on it, will be available or uninterrupted at all times.
Our Website will, from time to time, provide you with information about availability issues affecting our API, and this information will be provided via a notification banner within each endpoint site page of this Website.
Service level information and related performance statistics about the API will be made available on this Website in due course. In the meantime, please contact Support for more information.
We make no warranties, representations, undertakings or guarantees that our Website is secure or free from bugs or viruses. You are responsible for ensuring that the device from which you access our Website has suitable anti-virus software in place.
Restrictions on your use of our Website
You may only use our Website for lawful purposes, and in compliance with all applicable laws, data protection and privacy laws, laws relating to copyright of content and laws relating to unsolicited commercial electronic messages.
In addition, you must not:
use our Website to send or transmit, whether directly or indirectly, unsolicited or unauthorised advertising or promotional material, chain letters or pyramid selling schemes;
use our Website for mail bombing or flooding or to make deliberate attempts to overload a system;
knowingly or recklessly introduce to our Website, or use our Website to transmit, any application, material or ware (such as viruses, spyware, malware or adware) which are malicious or harmful;
use our Website to attempt to gain unauthorised access to any other Website, internet account, server, computer, equipment, system, network, data or information;
carry out a denial-of-service attack or a distributed denial-of-service attack on our Website or use our Website to carry out any such attack on any other Website;
use our Website in violation of export laws, controls, regulations or sanction policies of the United States or any other country.
Intellectual property rights
We, or our licensors, own the copyright and all other intellectual property rights in our Website and all content on it other than content uploaded by or linked to by others. CYBG is our registered trademark. Unauthorised use of this trademark and any other trade marks appearing on our websites is not permitted.
Our liability to you
death or personal injury resulting from negligence;
fraud or fraudulent misrepresentation; or
any other matter for which we are not permitted by law to exclude or limit our liability.
Without prejudice to our obligations set out in the Open Banking Requirements in connection with your use and/or access to our API, we will not be liable to you for any loss or damage arising out of or in connection with your use of (or inability to use) our Website or your use of or reliance upon any content on our website, whether in contract, tort (including without limitation negligence), misrepresentation, restitution, under statute or otherwise.
Our Website may contain links to other Websites from time to time. These links are provided for your convenience. We have no control over, and no responsibility or liability to you for, those other Websites or their content.
Contact our dedicated team members via our ticketing system or via our support mailbox