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Merged APIs

Virgin Money current, savings and currency accounts with a sort code starting 05 or 82 (including B, Clydesdale and Yorkshire accounts rebranded to Virgin Money accounts)

Frequently asked questions

What is Open Banking?

Open Banking allows for customers' banking data to be safely shared with trusted Third Party Providers (TPPs).

Please refer to the Open Banking website for further details.

Who is the developer portal designed for?

The developer portal is for software developers of Third Party Providers (TPPs) to provide the information needed to connect to our APIs.

What APIs are being decommissioned?

From 23 September 2022 we will be decommissioning the B, CB and YB branded APIs. From this date you will not be able to create or re-authenticate consents or initiate payments under these brands. We will continue to support requests to access AIS and CBPII information for existing consents under these brands until the end of December 2022. All efforts should be made by TPPs to connect to the Virgin Money branded APIs before this time to avoid customer impact.

What types of certificates do you support?

We support Open Banking OBWAC and OBSeal certificates.

If you are not enrolled with Open Banking and have suitable eIDAS (QSEAL and QWAC) certificates we can accept these once you are manually registered with us.

How does a Third Party Provider (TPP) on-board?

We allow Dynamic Client Registration providing you have enrolled with Open Banking and uploaded your certificates.

If you are not enrolled with Open Banking and have suitable eIDAS (QSEAL and QWAC) certificates and appropriate permissions from your relevant NCA please email us at OpenBankingResponse@cybg.com with the subject "Manual Registration" and we will process your request.

How far in advance can future dated payments be created?

Future dated payments can be made up to 365 days in advance.

What products are available under the Merged APIs?

For a comprehensive list of products available under each API refer to the Accounts List document found at Virgin Money Open Banking Available Accounts v3.3

Having trouble?

Contact our dedicated team members via our ticketing system or via our support mailbox

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