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What this API does:

These APIs provide the ability for allow a Card Based Payment Instrument Issuer ('CBPII') to:

Please note the example responses accurately reflect the response data being returned by Virgin Money. The underlying data dictionary is the Open Banking definitions that includes some optional fields VM will not be returning.

Access

Endpoint configuration

Production:  https://secureapi.prod.ob.virginmoney.com/vmpsd2-psd2prod/psd2-production/open-banking/v3.1/cbpii/funds-confirmations

Production:  https://secureapi.prod.ob.virginmoney.com/vmpsd2-psd2prod/psd2-production/open-banking/v3.1/cbpii/funds-confirmations

Production:  https://secureapi.prod.ob.virginmoney.com/vmpsd2-psd2prod/psd2-production/open-banking/v3.1/cbpii/funds-confirmations

API calls

NameDescription
OBFundsConfirmationConsent1Param *
(body)
Default

{
  "Data": {
    "DebtorAccount": {
      "SchemeName": "UK.OBIE.SortCodeAccountNumber",
      "Identification": "08606467451219",
      "Name": "Mr Robin Hood"
    },
    "ExpirationDateTime": "2021-07-04T00:00:00+00:00"
  }
}
#/definitions/OBFundsConfirmationConsent1OBFundsConfirmationConsent1{
Data*#/definitions/OBFundsConfirmationConsentData1OBFundsConfirmationConsentData1{
ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}
}
x-fapi-financial-id *
string
(header)
The unique id of the ASPSP to which the request is issued. The unique id will be issued by OB.
x-fapi-customer-last-logged-time
string
(header)

The time when the PSU last logged in with the TPP.
All dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below:
Sun, 10 Sep 2017 19:43:31 UTC

x-fapi-customer-ip-address
string
(header)

The PSU's IP address if the PSU is currently logged in with the TPP.

x-fapi-interaction-id
string
(header)
An RFC4122 UID used as a correlation id.
Authorization *
string
(header)

An Authorisation Token as per https://tools.ietf.org/html/rfc6750

x-customer-user-agent
string
(header)

Indicates the user-agent that the PSU is using.

Responses

CodeDescription
201
Funds Confirmation Consent Created

{
  "Data": {    "ConsentId": "d4603db7-0ade-4ca4-adde-12cec5c08c9a",
    "CreationDateTime": "2019-05-02T00:00:00+00:00",
    "Status": "AwaitingAuthorisation",
    "StatusUpdateDateTime": "2019-05-02T00:00:00+00:00",
    "ExpirationDateTime": "2021-07-04T00:00:00+00:00",
    "DebtorAccount": {
      "SchemeName": "UK.OBIE.SortCodeAccountNumber",
      "Identification": "08606467451219",
      "Name": "Mr Robin Hood"
    }
  },
  "Links": {
    "Self": "https://sandbox.virginmoney.com/sandbox/openbanking/open-banking/v3.1/cbpii/funds-confirmation-consents/d4603db7-0ade-4ca4-adde-12cec5c08c9a"
  },
  "Meta": []
}
#/definitions/OBFundsConfirmationConsentResponse1OBFundsConfirmationConsentResponse1{
Data*#/definitions/OBFundsConfirmationConsentDataResponse1OBFundsConfirmationConsentDataResponse1{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned to identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

Status*OBExternalRequestStatus1Codestring
Specifies the status of consent resource in code form.
Enum:
[ Authorised, AwaitingAuthorisation, Rejected, Revoked ]
StatusUpdateDateTime*string($date-time)

Date and time at which the resource status was updated.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}
Links*#/definitions/LinksLinks{
description:
Links relevant to the payload
Self*string($uri)
Firststring($uri)
Prevstring($uri)
Nextstring($uri)
Laststring($uri)
}
Meta*#/definitions/MetaMetaData{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}
}

Headers:

NameDescriptionType
x-fapi-interaction-id
An RFC4122 UID used as a correlation id.
string
400
Bad request

{  "Code": "string",  "Id": "string",  "Message": "string",  "Errors": [    {      "ErrorCode": "string",      "Message": "string",      "Path": "string",      "Url": "string"    }  ]}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
401
Unauthorized
403
Forbidden
404
Not found
405
Method Not Allowed
406
Not Acceptable
415
Unsupported Media Type
429
Too Many Requests

Headers:

NameDescriptionType
Retry-After
Number in seconds to wait
integer
500
Internal Server Error

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
NameDescription
ConsentId *
string
(path)
ConsentId
x-fapi-financial-id *
string
(header)
The unique id of the ASPSP to which the request is issued. The unique id will be issued by OB.
x-fapi-customer-last-logged-time
string
(header)

The time when the PSU last logged in with the TPP.
All dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below:
Sun, 10 Sep 2017 19:43:31 UTC

x-fapi-customer-ip-address
string
(header)

The PSU's IP address if the PSU is currently logged in with the TPP.

x-fapi-interaction-id
string
(header)
An RFC4122 UID used as a correlation id.
Authorization *
string
(header)

An Authorisation Token as per https://tools.ietf.org/html/rfc6750

x-customer-user-agent
string
(header)

Indicates the user-agent that the PSU is using.

Responses

CodeDescription
200
Funds Confirmation Consent Read

{
  "Data": {
    "ConsentId": "d4603db7-0ade-4ca4-adde-12cec5c08c9a",
    "CreationDateTime": "2019-05-02T00:00:00+00:00",
    "Status": "AwaitingAuthorisation",
    "StatusUpdateDateTime": "2019-05-02T00:00:00+00:00",
    "ExpirationDateTime": "2021-07-04T00:00:00+00:00",
    "DebtorAccount": {
      "SchemeName": "UK.OBIE.SortCodeAccountNumber",
      "Identification": "08606467451219",
      "Name": "Mr Robin Hood"
    }
  },
  "Links": {
    "Self": "https://sandbox.virginmoney.com/sandbox/openbanking/open-banking/v3.1/cbpii/funds-confirmation-consents/d4603db7-0ade-4ca4-adde-12cec5c08c9a"
  },
  "Meta": []
}
#/definitions/OBFundsConfirmationConsentResponse1OBFundsConfirmationConsentResponse1{
Data*#/definitions/OBFundsConfirmationConsentDataResponse1OBFundsConfirmationConsentDataResponse1{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned to identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

Status*OBExternalRequestStatus1Codestring
Specifies the status of consent resource in code form.

Enum:
[ Authorised, AwaitingAuthorisation, Rejected, Revoked ]
StatusUpdateDateTime*string($date-time)

Date and time at which the resource status was updated.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}
Links*#/definitions/LinksLinks{
description:
Links relevant to the payload
Self*string($uri)
Firststring($uri)
Prevstring($uri)
Nextstring($uri)
Laststring($uri)
}
Meta*#/definitions/MetaMetaData{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}
}

Headers:

NameDescriptionType
x-fapi-interaction-id
An RFC4122 UID used as a correlation id.
string
400
Bad request

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
401
Unauthorized
403
Forbidden
404
Not found
405
Method Not Allowed
406
Not Acceptable
429
Too Many Requests

Headers:

NameDescriptionType
Retry-After
Number in seconds to wait
integer
500
Internal Server Error

{  "Code": "string",  "Id": "string",  "Message": "string",  "Errors": [    {      "ErrorCode": "string",      "Message": "string",      "Path": "string",      "Url": "string"    }  ]}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
NameDescription
ConsentId *
string
(path)
ConsentId
x-fapi-financial-id *
string
(header)
The unique id of the ASPSP to which the request is issued. The unique id will be issued by OB.
x-fapi-customer-last-logged-time
string
(header)

The time when the PSU last logged in with the TPP.
All dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below:
Sun, 10 Sep 2017 19:43:31 UTC

x-fapi-customer-ip-address
string
(header)

The PSU's IP address if the PSU is currently logged in with the TPP.

x-fapi-interaction-id
string
(header)
An RFC4122 UID used as a correlation id.
Authorization *
string
(header)

An Authorisation Token as per https://tools.ietf.org/html/rfc6750

x-customer-user-agent
string
(header)

Indicates the user-agent that the PSU is using.

Responses

CodeDescription
204
Funds Confirmation Consent Deleted

Headers:

NameDescriptionType
x-fapi-interaction-id
An RFC4122 UID used as a correlation id.
string
400
Bad request

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
401
Unauthorized
403
Forbidden
404
Not found
405
Method Not Allowed
406
Not Acceptable
429
Too Many Requests

Headers:

NameDescriptionType
Retry-After
Number in seconds to wait
integer
500
Internal Server Error

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
NameDescription
OBFundsConfirmation1Param *
(body)
Default

{
  "Data": {
    "ConsentId": "fa079b2f-9260-4940-8945-b2ff076640e1",
    "Reference": "12984515",
    "InstructedAmount": {
      "Amount": "120.00",
      "Currency": "GBP"
    }
  }
}
#/definitions/OBFundsConfirmation1OBFundsConfirmation1{
Data*#/definitions/OBFundsConfirmationData1OBFundsConfirmationData1{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}
}
x-fapi-financial-id *
string
(header)
The unique id of the ASPSP to which the request is issued. The unique id will be issued by OB.
x-fapi-customer-last-logged-time
string
(header)

The time when the PSU last logged in with the TPP.
All dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below:
Sun, 10 Sep 2017 19:43:31 UTC

x-fapi-customer-ip-address
string
(header)

The PSU's IP address if the PSU is currently logged in with the TPP.

x-fapi-interaction-id
string
(header)
An RFC4122 UID used as a correlation id.
Authorization *
string
(header)

An Authorisation Token as per https://tools.ietf.org/html/rfc6750

x-customer-user-agent
string
(header)

Indicates the user-agent that the PSU is using.

Responses

CodeDescription
201
Funds Confirmation Created

{
  "Data": {
    "FundsConfirmationId": "N/A",
    "ConsentId": "d4603db7-0ade-4ca4-adde-12cec5c08c9a",
    "CreationDateTime": "2019-09-24T12:29:04.190Z",
    "FundsAvailable": true,
    "Reference": "2cda9752-31e8-4670-8828-195ac6ddb579",
    "InstructedAmount": {
      "Amount": "100",
      "Currency": "GBP"
    }
  },
  "Links": {
    "Self": "https://sandbox.virginmoney.com/sandbox/openbanking/open-banking/v3.1/cbpii/funds-confirmation/d4603db7-0ade-4ca4-adde-12cec5c08c9a"
  },
  "Meta": []
}
#/definitions/OBFundsConfirmationResponse1OBFundsConfirmationResponse1{
Data*#/definitions/OBFundsConfirmationDataResponse1OBFundsConfirmationDataResponse1{
FundsConfirmationId*string
minLength: 1
maxLength: 40
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation resource.
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

FundsAvailable*boolean
Flag to indicate the result of a confirmation of funds check.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}
Links*#/definitions/LinksLinks{
description:
Links relevant to the payload
Self*string($uri)
Firststring($uri)
Prevstring($uri)
Nextstring($uri)
Laststring($uri)
}
Meta*#/definitions/MetaMetaData{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}
}

Headers:

NameDescriptionType
x-fapi-interaction-id
An RFC4122 UID used as a correlation id.
string
400
Bad request

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}
401
Unauthorized
403
Forbidden
404
Not found
405
Method Not Allowed
406
Not Acceptable
415
Unsupported Media Type
429
Too Many Requests

Headers:

NameDescriptionType
Retry-After
Number in seconds to wait
integer
500
Internal Server Error

{
  "Code": "string",
  "Id": "string",
  "Message": "string",
  "Errors": [
    {
      "ErrorCode": "string",
      "Message": "string",
      "Path": "string",
      "Url": "string"
    }
  ]
}
#/definitions/OBErrorResponse1OBErrorResponse1{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}

Models

string
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.

{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}

{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}

string
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

string
Specifies the status of consent resource in code form.
Enum:
[ Authorised, AwaitingAuthorisation, Rejected, Revoked ]

{
Data*#/definitions/OBFundsConfirmationData1OBFundsConfirmationData1{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}
}

{
Data*#/definitions/OBFundsConfirmationConsentData1OBFundsConfirmationConsentData1{
ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}
}

{
ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}

{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned to identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

Status*OBExternalRequestStatus1Codestring
Specifies the status of consent resource in code form.
Enum:
[ Authorised, AwaitingAuthorisation, Rejected, Revoked ]
StatusUpdateDateTime*string($date-time)

Date and time at which the resource status was updated.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}

{
Data*#/definitions/OBFundsConfirmationConsentDataResponse1OBFundsConfirmationConsentDataResponse1{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned to identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

Status*OBExternalRequestStatus1Codestring
Specifies the status of consent resource in code form.
Enum:
[ Authorised, AwaitingAuthorisation, Rejected, Revoked ]
StatusUpdateDateTime*string($date-time)

Date and time at which the resource status was updated.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

ExpirationDateTimestring($date-time)

Specified date and time the funds confirmation authorisation will expire.
If this is not populated, the authorisation will be open ended.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

DebtorAccount*#/definitions/OBCashAccountDebtor4OBCashAccountDebtor4{
description:
Unambiguous identification of the account of the debtor to which a confirmation of funds consent will be applied.
SchemeName*OBExternalAccountIdentification4Codestring
example: List [ "UK.OBIE.BBAN", "UK.OBIE.IBAN", "UK.OBIE.PAN", "UK.OBIE.Paym", "UK.OBIE.SortCodeAccountNumber" ]
minLength: 1
maxLength: 40

Name of the identification scheme, in a coded form as published in an external list.

Identification*string
minLength: 1
maxLength: 256
Identification assigned by an institution to identify an account. This identification is known by the account owner.
Namestring
minLength: 1
maxLength: 70

Name of the account, as assigned by the account servicing institution.
Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.

SecondaryIdentificationstring
minLength: 1
maxLength: 34

This is secondary identification of the account, as assigned by the account servicing institution.
This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).

}
}
Links*#/definitions/LinksLinks{
description:
Links relevant to the payload
Self*string($uri)
Firststring($uri)
Prevstring($uri)
Nextstring($uri)
Laststring($uri)
}
Meta*#/definitions/MetaMetaData{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}
}

{
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}

{
FundsConfirmationId*string
minLength: 1
maxLength: 40
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation resource.
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

FundsAvailable*boolean
Flag to indicate the result of a confirmation of funds check.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}

{
Data*#/definitions/OBFundsConfirmationDataResponse1OBFundsConfirmationDataResponse1{
FundsConfirmationId*string
minLength: 1
maxLength: 40
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation resource.
ConsentId*string
minLength: 1
maxLength: 128
Unique identification as assigned by the ASPSP to uniquely identify the funds confirmation consent resource.
CreationDateTime*string($date-time)

Date and time at which the resource was created.
All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

FundsAvailable*boolean
Flag to indicate the result of a confirmation of funds check.
Reference*string
minLength: 1
maxLength: 35

Unique reference, as assigned by the CBPII, to unambiguously refer to the request related to the payment transaction.

InstructedAmount*#/definitions/OBActiveOrHistoricCurrencyAndAmountOBActiveOrHistoricCurrencyAndAmount{
description:
Amount of money to be confirmed as available funds in the debtor account. Contains an Amount and a Currency.
Amount*OBActiveCurrencyAndAmount_SimpleTypestring
pattern: ^\d{1,13}\.\d{1,2}$
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. For Virgin Money this must be to 2 decimal places.
Currency*string
pattern: ^[A-Z]{3,3}$

A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

}
}
Links*#/definitions/LinksLinks{
description:
Links relevant to the payload
Self*string($uri)
Firststring($uri)
Prevstring($uri)
Nextstring($uri)
Laststring($uri)
}
Meta*#/definitions/MetaMetaData{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}
}

{
description:
Meta Data relevant to the payload
TotalPagesinteger($int32)
FirstAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

LastAvailableDateTimeISODateTimestring($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

}

string($date-time)

All dates in the JSON payloads are represented in ISO 8601 date-time format.
All date-time fields in responses must include the timezone. An example is below:
2017-04-05T10:43:07+00:00

{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}

{
description:

An array of detail error codes, and messages, and URLs to documentation to help remediation.

Code*string
minLength: 1
maxLength: 40

High level textual error code, to help categorize the errors.

Idstring
minLength: 1
maxLength: 40

A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.

Message*string
minLength: 1
maxLength: 500

Brief Error message, e.g., 'There is something wrong with the request parameters provided'

Errors*[
minItems: 1
#/definitions/OBError1OBError1{
ErrorCode*string
minLength: 1
maxLength: 128

Low level textual error code, e.g., UK.OBIE.Field.Missing

Message*string
minLength: 1
maxLength: 500

A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'
OBIE doesn't standardise this field

Pathstring
minLength: 1
maxLength: 500

Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency

Urlstring

URL to help remediate the problem, or provide more information, or to API Reference, or help etc

}]
}

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